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Credit Cards

Last year, my 78 year old mother decided to close her old bank account and open another with me as co-owner of the account. A few weeks after she had to stay ten days at the hospital for a heart trouble. She kept telling me and reminding me  about the house payments, the loans and the new bank account. It was prescient of her to make such a move. She's a very practical lady. 

I am mentioning this today because as a consequence the bank, her bank, got my personal information, specifically, my financial information and in the succeeding months sent me credit card applications. With our combined financial status I got a deal with a platinum credit card. It introduced me into the world of cash management and credit card purchasing. The lockdowns due to Covid made it crucial that people do business online and online meant using cards - credit cards. Online purchasing steadily become popular in the Philippines starting 2014. The forced isolation of the lockdown, the need for credit and cash management plus business going to social platforms to sell products and services is like the perfect storm for the increased adoption of credit cards. People have to pay their bills somewhere. People have to get their food and water and order them delivered to their doorsteps. 

I now have my latest credit card from EastWest Bank with a credit limit of 43,000 php. 

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